Good lighting isn't cheap, neither are corals. Dead corals that died in your tank are the most expensive piece of equipment you could ever buy.
This thread is so long and cumbersome I think I've forgotten what the intentions were. If the tank is under 55g a 250w set up would work great. I know of a perfect one right now for $150 complete with actinics. It's one month old a friend is shutting down a tank he just started. In fact he has a beautiful sump for $100. LMK.