Awwww thanks so much Aunt Kimmie
I would just like to add though, that the camera isn't everything. Photographer can me limited by a camera in the same way a camera can be limited by its photographer. Someone with exact same camera I use said to me on a different site, "I've got the FZ28 but its pretty crap, especially for aquarium fish shots." and "It never focuses on the fish, only on the glass or water, so I have to use manual focus
Yes its crap for aquarium shot".
I've never actually read my cameras manual and am unfamiliar with "manual focus" it focuses on the stuff I point it at unless I tell it to hold a specific focus... You could probably get the FZ28 w/ a good SD card for $300 these days. The camera is a good all around multipurpose camera IMO and can shoot HD video too. Don't expect to use that video quality much though, it records 1 GB per minuet and playback gives my 2008 laptop a heart attack XD. The lower quality video settings work great for me. I use a 16 GB class 6 card with mine. You don't need that size unless you intend you shoot lots of video. The class refers to the speed data can be written to the card. A slow card can slow your camera down depending what you are using it for. A slow 1 GB card can be bought for $4 if you feel thats all you need for the camera. The FZ28 has a small internal memory so can take pics right out of the box w/o a card, but can't hold a lot of pictures on it.
When I was looking for a camera my final choices were between the Canon SX10 and Panasonic FZ28. Also the Sony dsc-HX1 looks like a good camera to me too. I know these are a little over the $300 mark though. The more advance canons are nice, but stay clear of the slim point and shoot ones as I see nothing but problems with these and have had to help people walk through hacking them to get the cameras to be of any use. Things like autofocus not working in video modes and other silly things.
Its fine to use settings on the camera such as auto, macro, ect. These may not always work though and its not the cameras fault. It is simply guessing the best way to take a picture. It comes down to what you want and what the camera thinks is best. Sometimes these do not agree. When trying to take pictures of fish for me its easiest in macro or manual settings. If macro doesn't work then its manual and you need to know what the functions of the camera mean and how they work. Your camera is probably blurring fish because its compensating for the low light by slowing down shutter speed which is going to catch more movement.
How bout we start at the beginning though lol. First thing I should of asked is what kinda camera do you have ATM Dempsey?